That being said, liability is often the biggest concern with short-term rentals, and the underwriters have agreed to offer a general liability only policy." maybe dodged a bullet.

If the property is a rental property (not a primary), DSCR loans are typically a good fit for your scenario.

If your goals are long-term - this market will offer a ton of appreciation and steady renter demand.

I know Shopify typically is a more commerce base platform.

Buying a mobile home to place on your land can be a great way to generate rental income, but like any investment, it comes with pros, cons, and key considerations.On the pro side, mobile homes are typically more affordable than traditional single-family homes, meaning lower upfront costs.

DSCR recently came popular in the loan brokerage and private credit space with the rise of STRs and MTRs.Your local bank lenders will have the best rates typically.  

Maximum LTVs seem to be around 80%, with DSCR ratios typically needing to be around 1.20.

Given your situation, a property closer to Nashville might be more advantageous for short-term rentals like Airbnb, as proximity to a popular city typically attracts more guests and higher rental income.

Alternatively, DSCR loans offer long-term financing with lower rates, but they come with more complex requirements.

Great question - the seasoning period typically begins the day that you purchased the land.