The flyer you linked is about food safety rules by the Department of Agriculture and states they only allow true service animals in food establishments.

However, I noticed that as a Costco member, they also offer HVAC services, including the same product line (Lennox), along with a 10% Costco Shop Card if you go through them.Has anyone here used Costco for their HVAC needs?

I'm looking for Propstream, does it have different post cards, like deal machine???

My dad and I (both with access to VA loans) are about to get into the multifam game and how we proceed is really going to depend on the true occupancy rules for the VA and our lender.

Caution:  Personal credit card financing is a huge risk and good luck finding 0 percent interest today.

Not true.  

Is there a way I can "co-sign" with one of my parent's credit cards and be on their credit history in order to boost my credit score? 

You should never use a debit card or pay for medical expenses from your HSA, ever!

If you have a credit card with a high limit or a line of credit on the existing duplex that might give you some wiggle room.

Using mortgage debt at 6-7% on a refinance to pay off higher rate debt such as a credit card at 15-25% is a savings!