@Paul Choi hit it with student debt.

@Paul Choi we think we are at market rent for what we're are offering.

@AARON CHOI I could see a one time fee if the current bylaws require a new occupant to register with the hoa and get a parking sticker, etc.

Thanks @Paul Choi!

@Paul Choi - yep, i get that math. 

@Paul Choi is a buddy of mine who does quite well with Stockton multifamily, and can perhaps share some insights.

Usually the payoff from lender will provide an itemization of HOA (if applicable), PITI, Attorney Fees, and all other fees that will drive up that debt.Is the title still in seller's name, if not, it will have to be reinstated in seller's name.This is but a fraction of what you will have to deal with when dealing with preforclosures.On the surface, it sounds promising, but there has to be more time, so the clock will have to be stopped by a TRO or Bankruptcy or even a possible contract from buyer.Could you pay what is in arrears and try and modify the loan?

@Stephanie Choi a team is a group of realtors who've built a team, they have a buyer's specialist, listing specialist, transaction coordinators etc.   

@Paul Choi contact a title company, I use first American title and they can put together the purchase contract for you that states your loan terms and monthly payments.

Martin, @Paul Choi, @Andrey Y.