For example for me, CoC does not matter as I buy in A/B areas and I hold long term so I am comfortable knowing even if I have zero a slightly negative CoC to start over the long term it will turn and I will end up with a nice return after many years. 

Inspection Costs - $400 Lender Fees - $1,000 Closing Costs - $2,000 Mortgage Payments - $2,500 Property Taxes - $600 Utilities - $1,000 Insurance - $200 Commissions - $4,000 Selling Closing Costs - $4,000 Home Warranty - $500 Termite Letter - $100 MLS Fees - $100 

It will cost you money in the short term to sub-meter the gas, but over the long term it will be worth it in my opinion.

If it’s the former I find it hard to believe anything but the absolutely most risky loans if that would pay 38% annual interest; if it’s the latter then you DO NOT get your $10,000 principal back at the end of the loan term, it is returned monthly as part of the amortized monthly payment.  

If they are able to remove the term it will be dependent on the loan underwriting requirements, not because they want to keep you as a banking customer.

It will be more money out of pocket to furnish it, but if your area supports it, might be a good way to keep from losing money until you can long term it. 

If you hold it more than 10 years you likely will do great, but in the short term it will be tough.  

Appreciation might come eventually, but in the short term, it sounds like it could be more of a challenge.Lastly, while keeping money in a savings account is certainly a safe move, it’s not going to get you the growth you’re looking for.

Short term it’s too risky with super high P/E ratios.  

I'm partial to South Florida, and I believe in it long term.  It's