If you got natural wooden cabinets, A new coat of Powder Blue will make them pop—just make sure you strip the old paint first.

It's why Q1 2023 I went hard, I had the conviction.I got plenty of dry powder to add to the portfolio, but I would let some seasoning happening.

We have dry powder right now and am torn at putting more with them or going into PPR.

Food wise I just do olive oil, spice rack, table salt, black peppercorns with grinder, baking soda & powder, and microwave popcorn. 

Hello folks in Lending forum,looking to try and see about potential lending partners who can write large checks (7 figures) and are looking for very high yield (much higher vs private lending rates) and higher than HML rates.only need lending for 4-6months until large line of credit gets granted and we pay off the short term note.ping me if worth a conversation or have ideas...this seems perfect for a family office just wanting to place dry powder for 4-6mos while they are looking for other deal flow but trying see about other options out there as well.thanks in advance.

Hi Zak-Great question.It sounds like your credit union is offering you a Home Equity Line of Credit as they do not expect principal payments and your primary bank is offering you a Home Equity Loan.Personally, I don't like having to pay on an equity loan unless I use some of it and only pay on the part I use.Although, this is a personal decision for you.If you make investments that provide enough cashflow to pay the principal and interest to your primary bank on the equity loan it doesn't really matter to you as others are paying it.Another consideration is the amount of dry powder available to invest.

Therefore you can make a cash on cash return higher than 6% on your investment, I would go ahead and use a portion of you investment cash - maybe 50%, but I would not use all of it in order to have some "dry powder" for later.

Having some dry powder to take advantage of opportunities is valuable. 

I’ve tried eating 1x a day for 1 year (Not healthy for me) and various water fasting protocols to eventually settling on my current lifestyle of: 1)Taking stairs daily 2)Intermittent fasting of 16 hours daily/ 3-4 Day water fasts Quarterly3)Mineral consumption daily using Fulvic Acid, Icelandic Kelp, a powdered Electrolyte to regular water, Spring Water (Minerals are ESSENTIAL to hydration) 4)Daily Fruit consumption 5)Grass Fed, Grass finished Beef 6)Minimal Fried foods (I still LOVE French fries) 7)No seed oils (only Tallow, butter and/or avocado oil) 8)Cut back on white flour and grains (Minimal breads, pastry, pasta) 9)No soda 10)No dairy (Cow’s milk is for baby calfs)11)Minimal alcohol (Maybe Vodka or Tequila RARELY) 12)At lease 7 hours of sleep daily13)No watching CNN, MSNBC, NY TImes, Washington Post, NPR or ABC, NBC, CBS…………….

I've also been sitting on dry powder, or cash, since mid-2019 as you can read from the blog in the link above.I highly recommend these books to mold your thoughts/investment philosophy when it comes to stocks:How to Pick Stocks Like Warren BuffetThe Intelligent InvestorIt's fair to say that I've been waiting for this moment to invest for over 10 years and time will tell if my instincts were right (So far I’m up 30% and have bought in very close to the bottom.