Does anyone know if loans are 90/10 or 80/20?

Different DSCR lenders have different guidelines.More on DSCR loans: DSCR loans won't use your income to underwrite the loan. 

I made my money lending them money to sTudents to buy property..

The referral fees, which operate similar to a multi-level marketing models, often incent these students to post the rare assignment fee check that does get done to every social platform they can and make it seem like they have an "in' with the guru leading the program. 

Has anyone have any experience acquiring multifamily property using a SBA loan like to get your thoughts?

@Frankie Lotrec if you have an existing loan on the property and you plan to legally convert from a 4 unit to 5 unit , you should check the loan documents because you’d essentially be converting it to a commercial property, since 5+ units is considered commercial and subject to different appraisal approaches and so it would rule out the property being considered for purchasers utilizing residential financing.  

You're probably better off getting a Hard Money Loan.

We have an investor running a special next month on 10% down second homes where the cost is 3-4 points cheaper than it would be, on a normal Fannie/Freddie loan. 

Hey all, I have a client that's looking to scale his portfolio and we're looking at Assumable Loans here in San Antonio.

All of which nothing will help him because the loan is still in his name.