@Brad Kanouse I have an idea that doesn't involve drawing from your IRA.

The increased cash flow and the ability to pay down the loan more quickly are the biggest draws for me.Am I underestimating the time commitment of managing a multifamily property?

This influx of high-paying jobs (averaging $60 per hour) is expected to draw a significant number of professionals to the area, boosting demand for housing and various services.

If I have several options, I would prefer a HELOC with no initial draw requirements (i.e. to establish a literal line of credit that I have no specific short term plans to use), i.e. not something like the better.com HELOC. 

I expect this will draw more business to this area. 

Where I'm at if you change the size of the window by 5% or more you have to have engineered drawings showing the changes.  

2) I bet you could draw that same or even more extreme graph for new car prices.

Recently, a lot of the market factors that kept people away, are the same that are drawing attention.

Time overcomes low cash flow to some degree... rents go up while your mortgage stays the same and your tenant pays down your mortgage.  

My draw down period is ten years of interest only payments then twenty years principal plus interest after that.