But I think one of the best ways to use an IRA to buy real estate while minimizing fees is to partner with others so that you don't need any loan at all. another way I'm considering using my IRA for smaller initial investments is to invest in syndications like spark rental, where you can invest as little as $5,000 for each transaction.

Not many have vendor relationships that allow for no out of pocket cash outlays before enough improvements are made for a meaningful draw release. 

If appreciation is not there, however, it seems like a potentially long waiting game to see if your $60k investment today returns anything meaningful in the long run. 

And Penny, the work you do as a social worker is so meaningful.

If that sparks your interest, i'm curious which market you’re leaning toward for the replacement property...are you thinking high-growth spots like San Antonio or somewhere smaller like Omaha?

I can feel that spark of excitement you’ve got.. it reminds me of the thrill I had when I first dove into real estate decades ago.

I would not expect a meaningfully lower rate and pmt for likely several years. 

What’s sparked your interest in short-term rentals?

I’m now in a position where I'm thinking about a bigger future full of deeper and more meaningful relationships.

Quote from @Christina Hall: Sorry I only read a fraction of what you just posted … bc damn … lots of unnecessary commentary But I do understand Search volume managing hundreds of thousands of dollars per year in google ad spend and seo for major organizations If the volume isn’t high enough than you aren’t going to get meaningful traffic to drive conversionsIf there are 20 people searching per month and 10 convert and they are qualified and that’s all you need then great But the fact that you are screenshotting hundreds of form submissions is suspect and misleading to those who don’t understand hence the reason why I’d love too see your GA Good luck out there Humor me for a second.You come to the forums asking for help on lead generation because obviously, you are not very good at it, hence asking for help.