When you lend to a single real estate investor, your entire IRA is tied to one project.

Quote from @Brendan Winans: I Made My Largest Single Profit to Date: $250K in 12 Months on a FourplexEarlier this year, I closed out a value-add fourplex that generated a $250K profit in just over 12 months.

You’re moving from single-family to multifamily investing, consider DSCR or commercial loans that qualify based on rental income instead of personal income.

I have been back and forth between targeting a 350k or lower single family home and house hacking it as the payment is extremely affordable for me even if I can not find great renters/roomates quickly.

What loans/programs to look at (this is key for single moms + first-time buyers)Because you’ll live in one unit, you have access to the best financing available:• FHA loan (3.5% down)Allows you to buy up to a 4-unit property and skip the self-sufficiency test if you buy a duplex or single-family.

@Sara JoeSince you’re already active in OH, focusing on off-market single-family and small multifamily deals in these regions can be a strong strategy, ,these markets often offer undervalued, cash-flowing opportunities that are easier to manage than high-cost coastal areas, ,happy to connect and exchange insights, run numbers together, and explore potential opportunities to collaborate

I don't think I'll be moved to the single fee plan on Dec. 1st. 

building a single small unit is the most expensive residential development.  

The city should have:A metro population of over 1 millionLow crime and low operating costsStrong population and income growthNo rent controlExisting single-family home prices that outpace inflationNote: Very few people live in cities that meet these criteria, which is why most investors buy remotely in a city that does meet all the requirements.2.

If you’re not systemized, this expense balloons.When you add it up, a single turnover can quietly cost $4,000 to $7,000.Most landlords don’t even realize they burned a year of “cash flow” replacing a tenant.Here’s how we eliminate turnover across our Section 8 portfolio:1.