Hi @Stacie Telles,Finding lenders that offer cash-out refinancing with minimal or no seasoning periods can be challenging, as many conventional lenders require a six-month to one-year seasoning period.

There is one exception to this rule for VA borrowers, but it requires additional inspections to confirm the home is functional after having been moved more than once.There are some additional guidelines or requirements for the manufactured home itself that us lenders might have to satisfy prior to closing.

Challenges?

Can any investors in the Indianapolis market  please help by referring me to an agent they have used to buy properties that they were satisfied with?

Insurance was a huge challenge, but BiBerk (a Berkshire Hathaway company) was willing to write a policy for us. 

What challenges did you face, and what lessons did you learn?

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Renting by the room can indeed increase profits, but it's important to consider the potential challenges.

What are the biggest challenges in verifying income?

What challenges did you face, especially when it comes to things like entitlement, zoning, and overall project planning?