I know that the general guidance is that emergency funds aren't to be invested, but given our financial security and the fact that we already have a personal e-fund in a safe, non-volatile location, would it still be crazy/unwise to invest this 15k in an S&P500 index fund in a brokerage? 

While I agree a lot of $ flows thru US, its still the everyday middle class person that drives the economy.I read two interesting datapoints today:1.

Be safe out there. 

It will take almost 6 hours round trip just to drive to the project and that doesn’t include any other driving if going to building supply stores, building dept, lunch, other projects, visiting potential fixers, and etc.

I usually like to start it shorter to be safe if I need to end the tenancy, but I know some people opt for the longer 14-15 month leases.

Hi @Zhong Zhang I have used vacancy hacks over the years to get personal properties under 1% when turning tenants over. 3% increase depends on renewing or getting new tenants, when renewing tenants that's  a safe amount. 

Bought it as a safe bet thinking it would do roughly $35k annually in short term rents.

So, in the end I would caution anyone who wants to try it to hire a real good counsel, a Dodd Frank/Safe Act/TLA and CFPB versed attorney,  and thread the waters accordingly.

My top locations for luxury Oregon Coast Real Estate Investment, estates and ranches are: - Brookings, Gold Beach and Bandon - One of the few stretches beyond Big Sur that you can actually drive along the Pacific Coast Highway at altitude.

Now some people may argue higher interest rates are good, as it drives out competition on new acquisitions.