CA is an expensive market and regarding tenant laws in my eyes more complicated/difficult as a rookie landlord.

I do direct booking through the Houfy website, taking credit card payment by Square. 

I was just about to get my credit card info for the course, when I thought to check BP forums.

Credit cards have the same limitation on the amount you can borrow and will likely end up costing more than private lenders.

I have a few reasons for this. 1) We are both self-employed and our income is inconsistent. 2) We don't want to impact our DTI, because we are planning on buying a house hack within the next year or so.We would be open to going up to 6 units for our first property as long as it's within budget.Now that you have some context, is it possible for a rookie to use a DSCR loan on a duplex or triplex?

I am a complete rookie to the real estate scene, I am looking to house hack for my first residence out of college.

Caution:  Personal credit card financing is a huge risk and good luck finding 0 percent interest today.

At the moment with 3 rentals (6 total units), I have one account and a credit card associated with it.

It can be personally designed post cards or it can be letters. 

However, I noticed that as a Costco member, they also offer HVAC services, including the same product line (Lennox), along with a 10% Costco Shop Card if you go through them.Has anyone here used Costco for their HVAC needs?