@Nichole StohlerI find using a SDIRA to be a great tool for passive investments and growing your retirement with less stress than the stock market roller coaster. 

But it’s also saving me taxes. :-))But yes, I could take a $200k or $300k tax free loan every year on the appreciation if I couldn’t manage to make ends meet at $20k/mo.

However, chances of making a mistake or overlooking an opportunity to save are higher when it comes to rentals.The dilemma is whether it's worth paying a professional in this case.

Here's a blog I wrote about H.S.A.s invested in alternative assets Financial Independence Retire Early - Achieve FIRE Faster with a Self-Directed HSA- https://udirectira.com/achieve-fire-faster-with-a-self-direc...

And the Solo-K would enable you to borrow $50K from the retirement balance to use as you please.

Right now, even if you have no reserve money saved, if a bad situation came up you could tap that 401k to cover the situation. 3.

It isn't worth it for them.Another interesting option is to save up and house hack locally.

Hey @Erika Andersen I totally hear you in wanting to save some money and taking on the task yourself.

Doing it in December will not save you any taxes anyway.

I'm looking to having my mortgages paid off as I plan on early retirement and the rentals are part of my retirement income.