I am also a huge fan of real estate and for the past 50 years there's been a way to combine both.By leveraging a Self-Directed IRA, real estate investors enjoy both the traditional advantages of property ownership and the additional tax benefits of retirement accounts, creating a powerful wealth-building strategy.

I'm a retired engineer and have been successfully using income from these houses to support my retirement without dipping into retirement savings.I'm transitioning my business from rentals to a franchise and would consider selling one of my houses (5 br/4 ba - the other houses my son while he's still attending).

I also helped my mother get 2 rentals to help supplement her retirement, mistake #1b.

If you are looking to pull out equity on your home to start to do some fix&flips(great idea) then it would all depend on how much equity there is in you home and your current income(SSI,retirement etc).

The property must be entirely owned and managed within the IRA, with all income returning to it.

@Henry Clark I retired early as well.

My goal is to create financial security for retirement.

Are you still working the 9-5 job or retired? 

If you have a high personal income and can support the property if it needs cash, that helps, but is also not scaleable. 1.

I mean myself and any bank would need more details, but if you utilize that large sum as a downpayment and have a small mortgage, wouldn't you easily qualify for the debt to income?