I know it will be important to have my ducks in a row and figured I could start now if I need to restructure debt. 

This can be useful if you want to keep growing your portfolio without being limited by personal DTI or income requirements.That said, here are a couple of things to keep in mind:DSCR Loan Terms: These loans often have higher interest rates and different terms compared to conventional mortgages, so it's important to assess whether the potential benefits of restructuring the loan through your LLC outweigh the cost of refinancing.Asset Protection Plan: Even if you refinance into a DSCR loan, make sure to have a solid estate plan in place.

Over the past 3-4 years, most DSCR lenders have restructured the prepayment penalties to be triggered even with additional payments to principal. 

Many are going through financial restructuring, which is evident with you saying there may be a special assessment.

If the seller is cooperative, they may let you restructure it with another program/lender...

But is it a true refinance or just a restructure of the loan? 

And I would have highly recommended them up until September of last year when their company went through a major restructure.

I have a former primary residence I want to convert into a rental. We would like to have the property to an LLC for liability purposes and then have the LLC owned by our Family Trust for Estate Planning purposes. Howe...

Otherwise we wouldn't have retirement funds restructure and renaming them every 15-20 years. 

But it needs to stop quickly then save the cashflow to pay a property off or restructure if the person is fortunate enough to have appreciation.