Of course you will need assignment, notice of default, notice of foreclosure paperwork, loan modification and forbearance paperwork.You need to know to get a title report and how to appropriately value property and do the underwriting.

And I would like a bank that doesn't report the business activities to my personal credit. 

The most accurate way to find the tax return that is reporting the activity of the property. 

When the credit report addresses don't match her application, you deny her and move on.Any landlord running a credit check on her after 05/01/2024 will see her credit report has a $12,000 collection from a property manager, and that should be an automatic denial.

So, you will still be responsible, but they won't show up on your credit report. 3.

I am trying to simplify and automate as much of the bookkeeping process as possible.The core features:- Bank linking using Plaid (less reported disconnection issues than Stessa's integration)- AI transaction categorization- Automated mortgage breakdown into principal, interest, escrow- Profit and Loss, Cashflow and Schedule E reporting by property- Recurring transaction tracking dashboard- Receipt uploadingPlanned Features:- Balance Sheet- Receipt scanning- Cashflow projection- Collaborators- Turbotax exporting

@Theodore Arzt - You definitely want to pull a credit report.  

They can do a quick feasibility analysis to help you understand a very basic scope of work, but when you need more a detailed report, they will do a WWU/SOR that can be used for your 203k loan, and this WWU/SOR will also include a cost estimate that can be used to help gauge contractor's bids.And thank goodness that the Standard 203k requires a contingency reserve to be automatically included with your 203k loan (10%-20%), but the Limited 203k does not.

Many instant reports miss evictions, judgments, liens, and identity fraud, which could put your property at risk.✅ ID Verification – Confirms applicants are who they say they are, reducing the risk of fraud.✅ Judgments & Liens Search – Since these no longer show on credit reports, a separate search can uncover past unpaid debts or legal issues.✅ Eviction & Rental History – A verified report can flag prior evictions and rental payment behavior.✅ Criminal Background Check – A nationwide search helps identify potential risks.✅ Verified Income Data – Looking at actual bank deposits rather than pay stubs prevents applicants from using fake documents.For pricing, Stessa can help track income and expenses, monitor cash flow, and collect rent.

A quick, instant report might miss evictions, judgments, or even identity fraud, which could put your property at risk.