That’s if they decide to pay at all (keep reading).Claim denials are out of control“Three of California’s largest home insurance companies declined nearly half of their claims in 2023, well above the national average… In a survey of national claims handled by the state’s leading home insurance companies, affiliates of Los Angeles-based Farmers Insurance topped the list, denying about 50% of claims for payment.”

Deductible: This is not a coverage but rather your portion of a claim.

They have regular meet ups.

Because they know you'll probably never make a claim, or your claim won't qualify. 

California does not recognize Real Estate Professional (REP) status, but you can still claim it on your federal taxes if you qualify.

He prides himself on having "realistic" standards and claims to value inner qualities over appearance.

There's a self-proclaimed Section 8 guru online who claims he hires random property managers through this website called Thumbtack.

Be skeptical of the developer's claims, as your property's value likely won't see substantial growth until the entire development is completed and sold, which could take several years.

(The claim situation)How did the umbrella policy protect you?

This self claimed "Drug Addict to CEO" doesn't pass the sniff test in my opinion.