Also prevented us from making wrong statements on our part which would have reduced the claim.3.  

Fake income documents are easily purchased online, and inexperienced screeners often miss red flags.

If you have extra cash at the end of the month, then do double up payments on the mortgages so the principle is reduced and this will increase your heloc room.

My agent is saying that we are unable to split the contract that way (or reduce the purchase price), so I'm trying to figure out options.

If you did a cost segregation study on the property in the past, you may have to recapture the depreciation taken in the past.capital gain tax rates are 0, 15 or 20%There is also a potential 3.8% Net Investment Income Tax.Also, don't forget state income taxes depending on what state the property is located or your state of residency.Best of luck!

Manufacturing has gone overseas reducing wages. 4.  

Please reach out if you are a lender or can connect me.5 Bed 2 Full Bath & 2 Half BathExisting Mortgage ~$550,000Home Value ~$1.1+ Mil Depending on the STR income generated from this property, you could do up to 75% LTV on a cash out refinance.

Focus on tax-saving strategies such as cost segregation studies and bonus depreciation to accelerate deductions.By qualifying as a Real Estate Professional (spending 750+ hours annually and materially participating), you can offset your wife’s S-Corp income with real estate losses, reducing your tax liability.

If the market is tough, I reduce the rent rate over the full 12-month term.

Hi @Andy S. 3x monthly rent for income has worked well.