The pay stubs can be hard copies or digital PDFs generated directly by your employer and sent via email; we cannot accept screen captures to verify income.Once your completed application materials have been received and it appears that you would meet our qualifying criteria, we would send you a link to perform a credit/criminal background check (this minor expense would be yours), and if those results come back acceptable, we would offer to proceed.

What little trust I had in the seller disappeared during this process.Now, three days after finalizing all that, I get a text from my agent that they have assigned a street address.

And for those that I may be wanting to connect with that don't sign up from an email link, I will text them first, with a message along the lines of "I just wanted to check in and hear how you've been, address any questions, and give you a quick update on recent initiatives we have been working on" (or something along those lines).  

She could go back and forth all day via text, but told me repeatedly that she did not have the time to talk on the phone.

Even simple things like making sure each photo on Airbnb has Alt text and that is fits into their SEO categories, I was surprised that more people weren't aware of it. 

We hardly ever get a call or text about any issues.

I unfortunately made the mistake of investing with him a year ago and have yet to receive anything back.

Of course the OP received the funds but the point I would argue is that if the OP received in Jan and not Dec in his bank account.

While shopping for home insurance, I kept receiving higher premium quotes.

I would shoot him a text and follow up with a letter through the mail to be 100% sure if I was concerned.