Here’s a quick rundown of what you might consider:1.Employer HSA vs.

We have zip codes that have lower and and higher end areas within the same zip so not a good marker to use.Going along with that a lot of the neighborhoods are very street by street or change pretty quickly by block, so you have to be aware of that.

If I only need a small amount for a short period of time, a HELOC works great although rates are variable.

It was kind of a bad spot in my life at the time.

It is hard and will be a full time time job to do it right. 

But I try to balance that "more" with reasonable use (for the time period they're there).

Do you need to refinance quickly to avoid a balloon payment or other financial pressure?

I am currently under contract for a property, and my inspection period has just expired.

If a landlord was responsible for each replacement it would add up quickly.

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