Look, we use all these metrics and what not but the metrics are just a quantification of the psychology and economy.

But the key to understanding this choice lies in investor psychology, risk management, and the goal of scalability.Most investors who go the 30-year route aren’t overly concerned with the total interest paid over time.

Here are my go‑to resources:Books:– “Never Split the Difference” by Chris Voss for real‑world negotiation psychology– “The Art of the Deal” by Donald Trump for creative deal structuring insightsPodcasts:– The BiggerPockets Podcast (episodes with Brent Daniels on seller finance)– “Deal of the Week” by Joe Fairless (great short dives into creative terms)YouTube:– Graham Stephan’s channel for 3‑2‑1 buydown explainers– Clayton Morris on seller carry and subject‑to structuresIf you want more sources of information I'm a part of a skool community that has helped me a lot.

Appreciate you jumping in, Chris—completely agree on the owner psychology front.What’s wild is how many owners are burning carry while waiting for the “rate reset” that may never come.

Paying off your home is not only huge financially but psychologically.

The market psychology is soooo interesting!

Otherwise, if we knew the future, most real estate agents wouldn't have wasted their time getting a license and most college graduates wouldn't have paid so much to get so little out of worthless psychology and arts courses.  

I’m sure I’m not the only one looking down the barrel these days…Open to any advice…thank you.First of all, don’t beat yourself up psychologically.  

Not to mention the mental affect this has on making ordinary people feel small, which is a type of mental manipulation that plays into these stocks just like the fantastical metal psychology behind pumping up these fraudulent numbers based off of hype.

There is a psychology behind the "wanting it" and I think that is what some of these scum bags pick up on in selling their courses and their whatever.