I will predict you have not."

Personally, I find BTRs to be more predictable with fewer ongoing maintenance issues, and they tend to attract high-quality tenants.

STRs can bring great returns but are higher risk and more hands-on, like small-cap stocks, while long-term rentals are stable and predictable, like large-cap investments.

Lending and insurance are based on predictability and without question the frequency and size of losses will continue to eclipse prior records.

Guaranteed Returns: A fixed 7% is impressive in today's market and provides predictability unmatched by most investments.2.

Anytime there are hurricanes predicted to hit a state in the area you are closing or fires, all lenders will pause funding/closing.

Without predictability on insurability and risk of the primary collateral being destroyed (which at this point theoretically could happen anywhere) as it’s January, and would you believe in 2023 that 71K thousand square miles of northern Canada burned 5% of the entire Canadian forest with billions in damages? 

This approach helps manage costs while providing predictability for tenants.Thanks @Julia Lyrberg!

It's really hard to predict where regulation will go and it is indeed one of the risk factors for all investments.

Yeah - hard to predict either way tbh.