It never even hit MLS.

If you're more of a 'personal referral' person than a 'do research online' person, and this is local to you in Manhattan, KS, hit up one or two of the trades people in the "little apple all stars" BNI group.

I don't think its as easy as people make it out to be. 

Our website was just OK, our email campaigns were hit and miss, our conference presence was fairly minimal. 

I would suggest focusing on solving people's problems more than trying to sell them.

If you can design something like that and hit those rental numbers than you're going to be very, very happy with the investment. 

Sounds like you are getting hit with a lender who has overlays and possibly miscommunication between the loan officer/processor to the underwriter.

It will hit hard on renewal and shopping for a new carrier.

no one killed that we know of so far but several injuries and a few neighborhoods hit pretty badly. 

if you're in St Pete frequently you'll need to turn some of those vacation trips into work trips - networking, building a team, and trying to find a distressed property.but the trick is then going to be moving quickly if either 1) a distressed property hits the MLS (unusual, but not unheard of) or 2) a distressed property comes to you another way (from your network, from a wholesaler.)how you will move quickly enough to lock it down and buy it, if you're in RI?