I am deeply grateful for the challenges I've faced, as they have shaped me and brought valuable perspective to my journey.4o

Given your credit score and ability to fund 25% of the purchase I don't foresee any obstacles you will face. 

Three and four units properties tend to be slightly more investor facing, but there are still a lot of regular buyers that pick up three and four units as well.

(I won't do them)The buyer can be facing "equity skimming" as defined by the law:Penalties of Equity SkimmingEquity Skimming is a type of Mortgage Fraud.

You only get a sense of this by meeting face-to-face once or twice.A bad borrower can kill a great project.

But I also haven’t the time to wait because people are people.

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

In some cases, after running the numbers, I’ve even faced potential negative returns, causing me to miss out on promising deals here in South Florida.That brings me to my question: I currently own two homes—one is my primary residence, and the other is a rental property.

Last time I checked only people who have lost a home are those who do not pay.

The founder appears to have been involved in businesses outside of real estate: ‘My dream is a locally made grooming products business’ | People | nashvillepost.comSo it does not appear there is a lot of track record there, but those are questions I would ask.