They have published with the SEC notifications that all withdrawals are frozen.

I took on some debt to prep the property and hope to pay it off this summer—our peak season with lots of river and swimming traffic.It’s a 3-bedroom that currently sleeps 6 (king, queen, and a queen sofa bed).

@Kelly Taylor who doesn’t like tax free atm withdrawals?  

What is your primary reason for wanting to pay off the mortgage? 

You may pay $500 in the summer and $1000 in the winter.

Tenants should be paying the owner.Do you also live in the house?

Here’s how using a Self-Directed IRA (SDIRA) to invest in real estate enhances these benefits, especially for those looking to diversify their retirement portfolio: Tax-Advantaged Growth: Real estate investments inside a self-directed account grow tax-deferred (traditional SDIRA) or tax-free (Roth SDIRA), meaning rental income, appreciation, and even gains from selling the property stay shielded from taxes until withdrawal—or forever in the case of a Roth!

Velocity banking works because the HELOC or PLOC (Personal Line of Credit) takes time to accrue interest following his withdrawal to pay mortgage early.

Will rent for 1750/month.Capex items needed soon: roof, water heater, furnaceArea: A area, appreciation is at about 5% a year but average home price is ~$500K so this home will appreciate faster, this will have multiple offers on itDeal #2 - mixed use, small office with a 3 bedroom and a 1 bedroom over it.Ask: 325KCurrently fully rented on one year leases, bringing in 4775/month but only one tenant pays their own utilities plus owner is responsible for snow removal and landscaping. 

Urged them to make a withdrawal and pay the tax penalty because this program, training, education will change their life.