@Timothy Yang"immediate cash flow" on an investment property after putting 25% down is an illusion. 

Quote from @Alice Yang: Could you please provide recommendations for states or cities that offer favorable opportunities for investing in multi-family and apartment properties?

Hey @Angie Yang - this is a good question to ask the person that does your taxes. 

Quote from @Timothy Yang: Quote from @Jack Matthias: The 5% Fannie Mae conventional product for 2-4 is great and do you have to worry about the self sustainability test like you would on FHA.

Hey @Wei Jie Yang - you should start by reaching out to the lender that currently holds your mortgage and work your way from there. 

I stayed at my friends crash pad a couple weeks ago which I thought was really nice but I’ve heard some of them are dumps.

For, example some PM will add (and pad) a booking charge that goes on top of their management fee.5.

@Qiong Yang If one unit satisfies your reinvestment requirement to purchase at least as much as your net sale then any amount over that can be used for your primary residence. 

It's mostly a crash pad as these workers and doing 12 hour shifts

Dual Agency is laden with disclosures up the ying-yang, so as long as people play by the rule, 0-risk of lawsuits there.