Investment Info:Small multi-family (2-4 units) buy & hold investment.

Read "Long-Distance Real Estate Investing" by David Greene for starters.

I have been a member of the BRRRR Invest Academy since the beginning.Nate Barger is the real deal for sure.

@Mason Edwards I live and invest in Knoxville.

Does anyone know of a lender that will give a HELOC on an investment property.  

Here's the deal:Purchase Price (PP): $95kRenovation Budget (via HML): $60kTotal All-In Cost: $155kARV (After Repair Value): Around $200kRefinance (via DSCR Loan): 7% interest, 30-year fixedRefinance Details:After the refi, I will pay back the Hard Money Loan (HML) at 11.95% with 3 points:HML: $60,000Interest/fees: $3,585Other costs: $1,800Total to pay back HML: $65,385After the refi, I will have $84,615 left in cash.Cash Flow & Expenses:Expected Rent Income: $1,700/monthProperty Management (PM): $126/monthInsurance: $100/monthTaxes: $126/monthMortgage: $1,043.75/monthTotal Expenses: $1,395.75/monthSo my monthly cash flow is about:$1,700 - $1,395.75 = $304.25/month in cash flow.Return on Investment:Cash Invested After Refi: About $18,385 (after paying off HML and closing costs).Annual Cash Flow: $304.25 * 12 = $3,651Cash-on-Cash Return (CoC): $3,651 / $18,385 = 19.8%I didn’t account for maintenance costs since it’s a full gut rehab, and everything is brand new.

We also stopped investing in Roth IRA’s.

Quote from @Kareem Hammad: Hey guys, Im looking for information about investing in the Birmingham area.

That little town is a good place to invest.   

If borrowing against stocks is an option, do they have to be stocks held within the US and/or do Canadian stock investments count as well?