I understand that with traditional mortgages, it is unlikely to receive lending that incorporates speculative renovation costs.

What several of these landlords have now done is instead of having a pet deposit, which you cant do with service animals, is that they just incorporate it into the normal deposit.

@Fumi Maher both can work well but you'll find one may be more attractive to you personally.I've done all duplex househacks and incorporated MTR and STR when it made sense.

These modifications are carefully crafted to incorporate ADUs seamlessly, aiming for a delicate balance between increased urban density and sustained neighborhood character.

I’m currently going through the process of getting a HELOC and feel confident we’d be able to fund a purchase using that but using PML has ultimately been a goal of mine and would like to incorporate it into one of these purchases if possible. 

Most are folks that have the emotional control of a 5 year old, controlling attitude, an omniscient narrative in every thread & topic, act like an online hall monitor, and constant attention seeking. 

They pump false beliefs and false narratives because fact is they connect and sell. 

I've incorporated the following assumptions across all my deals,1.

I'm a big fan of value-add opportunities, whether it's buying something currently undervalued & fixing it up to my standards, or buying something that has additional income opportunities that have yet to be incorporated. 

This is why we've seen good marketers gain massive wealth selling a false narrative, then ironically, use that wealth from the marketing to actually do the thing they first pretended to have in spades, now only possible via the marketing $.