Mike H.
Is right now one of the worst times to be a real estate investor?
27 September 2024 | 66 replies
For me, it's pretty simple - I'll buy a house if it meets my guidelines, the key one is simple: can I make at least $400 mo. net with a proper margin of safety?
Matthew Irish-Jones
Cash is NOT King... in Real Estate Investing
21 September 2024 | 69 replies
You can't experience your projected appreciation if you can't keep the property over the hold period.For investors who already have the terminal porfolio they want, cashflow is how they monetize that portfolio and keep compounding at increasingly lower risk (but also lower returns on equity).
Brian J Allen
Fannie Mae 5% Down Multifamily Loan: A Double-Edged Sword
9 September 2024 | 22 replies
Monetary inflation:The Federal Reserve (Fed) can increase the money supply by changing the target fed funds rate, buying Treasury securities or MBS (Mtg backed securities) to lower rates. increasing the money supply, which banks can then lend to consumers and businesses.Debt monetization.
Erik Browning
I'm one of the "Find a Lender" lenders, here are my thoughts
9 September 2024 | 46 replies
I can't blame them for monetizing this egregiously as they push the narrative of investing.
Michael Calvey
Are Airbnb bans actually hurting renters, homebuyers, and your local economy?
5 September 2024 | 26 replies
These people monetize everything it's all they know.
James McGovern
Any reason why I shouldn't open source my building plans?
31 August 2024 | 11 replies
In my life outside of real estate, I worked in Information technology where I have participated in the creation of open source software as well as documentation published under creative commons. lots of license thinking to borrow from.It has always felt wrong to attempt to monetize everything associated with real estate investing.
Chan Le
Is there any syndication focusing on long-term buy and hold?
29 August 2024 | 13 replies
Selling monetizes that equity and allows it to be invested and earn a higher return.5.
Scott Scoville
Novation Deal in Sacramento!
27 August 2024 | 4 replies
Just sold one and have two under contract that will go on the market soon.Novations is allowing us to monetize more leads by presenting an offer that is better suited for someone not desperate to sell but who wants a guaranteed net price.
Sanjeev Advani
Macy's Sees Strong Demand for Real Estate Amid Department Store Decline
28 August 2024 | 0 replies
The company is strategically closing underperforming stores as part of its "Bold New Chapter" turnaround plan, which focuses on enhancing its top 350 "go-forward" locations while monetizing other properties.
Omar Mohamed Awad
[Rental Analysis]: Do you think this is a good rental property? (Mississauga, ON)
27 August 2024 | 3 replies
Looks like mortgage is over $4K/month on a 30 year mortgage.Purchase Price $950,000Down Payment $70,015 7.37%Mortgage Insurance 35000Closing Costs $18,000.00 4% $18,000.00Interest Rate 4.25%Term in years 25Financed Amount $914,985Payment $4,956.82Renovations/Repairs $20,000Out of Pocket Costs $108,015Monthly Assumed % Manual InputRent $6,000Property Mgmt $480 8.00%Vacancy $300 5.00%Maintenance/Repairs $180 3.00%CapEx $45 0.00% 45Insurance 50 0.00% 50Property Taxes 419.7 0.05% 419.7Rental income tax 0.0 25% 0.0Expenses Subtotal $1,475"Annual % Increase(rent + expenses)" 2.5%1% ruleGross monthly rent should be >= 1% to total purchase price0.63%GRM (Gross-Rent-Multiplier): the lower, the better13.2Cap Rate (Net operating income (annual) / total purchase price): the higher, the better5.72%Net Income After Financing (/mo.) = Net operating income - financing costs-$432years Monthly CashFlow1 -$4322 -$3183 -$2024 -$845 $386 $1637 $2918 $4229 $55710 $69511 $83612 $98113 $1,12914 $1,28115 $1,43716 $1,59717 $1,76118 $1,92919 $2,10120 $2,278