At that point I am delaying retirement just to grow my accounts to a size larger than I need, that doesn’t make sense to me.I understand that by stopping those tax advantaged accounts I could be missing out on additional growth over the long run.

Miss the window and fines and penalties are HUGE.This covers ALL of your Corps and LLCs!

Am I missing something here? 

I think you're missing another point-- if rates increase.

Did I miss anything on the ARM?

So, I'd like to discuss it — am I missing some downsides here? 

What am I missing? 

i've had good experiences with The One Brokerage although they can't do 80% in every situation.happy to keep brainstorming if i am missing something

It's easier to patch that way. 

With high home prices, rising mortgage rates, and intense market competition, securing a property has become increasingly difficult.A recent survey found that over 60% of real estate agents reported instances where Gen Z buyers lost out on homes due to delayed decision-making, missed appointments, or hesitation in making offers.