Now If you are running a ministry, you let them stay.

I was not in Social Security due to being in full time ministry, therefore would not qualify for Medicare at retirement.  

BTW, I'm also in ministry and trying to build up my portfolio for the sameness purpose.

@Jackson Tate  My favorite contractor for that kind of work has retired to full-time ministry. 

I'm in a very similar boat to Blake actually as my wife is an Occupational Therapist and I'm the director at a local ministry.  

My husband and I are Goodness Gracious Ministries. 

My name is Marvin Barrera and I'm in full-time ministry in Pico-Union L.A. close to downtown.

It's a big house on 20 acres, right down the street from a ministry school that  is doing a $96 million dollar expansion on their school, and has no dorm space.

I also have a big house on 20 acres, close to Bethel Church and Bethel School of Supernatural Ministry, that is currently rented to a womens' sober living home, but I may sell it. 

My ultimate goal would be to replace my W-2 income so I can pastor full time and to also prepare for retirement from the ministry so I won’t be limited financially from helping other churches, missions, etc.I have an interest in a couple areas of real estate.