Hopefully, they will clearly outline their plan with specific actions and milestones.

You want formal milestones, i.e.

If you want a 10-year goal, you need to create a road map of steps and milestones to hit today so you know you're on the right track.

They say it's easier after that milestone (I have no idea how true that is)

But I guess when both the mortgage interest and depreciation finally run out, then that’s another milestone to consider...though for me I’m still years off from that!

Congrats on your first multifamily property – that's a huge milestone, especially at 25.

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They are trying to show incentive to reach certain milestone price points but it doesn't necessarily align interests between the seller and broker.

Congrats on starting your first home purchase journey, that's a huge milestone to tackle.

Get a good General Contractor, write a proper contract with proper payment milestone schedule.If you don't think you can come up with the money to finish it get out from under it and talk to your HML ASAP like @Jay Hinrichs mentioned.Happy to connect and talk through the situation more if that would help!