here is the situation. i left a really good paying job to take care of my 81 year old parents because my dad is chronically ill and my mom is almost there. i wont go into too much detail, but my sis doesnt help them. ill leave it at that. we have a person who comes twice a week to help with cleaning and other household tasks. i carry the bulk of the weight cooking their meals, running errands, grocery shopping, picking up meds, and taking them to dr appointments. its a full time job. i get a small salary of $1000 a month from a care giver sub contractor for the VA. ive been paying my bills with what savings ive had, but only have a few months of funds left. i own a duplex. i have over 200k in equity. i live in texas and texas has weird laws about refi and heloc/heloans when the property is 4 units or less and owner occupied. i would rather not sell, but if thats my only option i will have to at some point.does anyone have any advice or possibly be able to point me to lenders who might be able to work with my situation?

Hey Dina, The extensive repairs discovered during inspection could ultimately provide a tax benefit by increasing the depreciable basis of the property.

I've stayed in Cancun at the Club Med when going there with a group of friends but we never left the resort and I think most visitors (the many I've met at least) are in the same boat.

So I encourage, go to Africa, the Med., Indo-pacific, South America, Eastern Europe, find out 1st hand the reality of things.

I am in Berkeley, CA with a med term furnished rental but I'm having issues getting it rented and I have no idea why.

In short there are many levers that go into a deal like this including but not limited to TIA, buildout, Operator risk, etc...would be more than happy to jump on a call and see if we can provide some insights for your purchase.In general we do not like to place urgent cares in med office spaces, although hospital systems are notorious for throwing an UC in empty or extra med office space they have.  

Excellent Ed's and Med's, international airport, port city, close proximity to NYC and DC.

Quote from @Dina Schmid: I found this post as I was searching for more information about State Farm's coverage and hope someone who has posted on here can help clarify something for me.Are you getting a homeowner's policy with an endorsement for use as a STR or a business policy?

@Dina SchmidEchoing what many others are stating here. 

Quote from @Dina Schmid: The Nashville area is one that my husband and I have been interested in for a vacation home/STR but with all the restrictions on STRs in Brown County we've mostly been looking elsewhere.