With the baby coming, you can expect a change in their financial situation and credit standing.If they're not 3x now, that will go even lower while she's on maternity leave. 

Then we would rent out the house, me find a job and working my *** off  (60-70 hour weeks avg) in the new province, live on this salary and use my wife's maternity salary to pay down the house.

This winter, while I was on maternity leave, we decided that it was time to take action. 

If I can't discriminate based on X, odds are a landlord can't either, and vice versa.So if I'm funding mortgage loans for women on maternity leave, landlords probably better damn well not be denying tenant applicants who are trying to upgrade their housing before the bun pops out of the oven.In the other direction, if landlords are renting to LGBTQ love triangles because it would be illegal to say "no" based on LGBTQ love triangle status in California, I probably better damn well not be treating those mortgage applicants any differently either.It's not housing discrimination to deny someone because they are unwilling or unable to adequately document their income.

Maternity is a huge part of the cost for married folks.

We are in a bit of a hurry though to do this because we have our second child coming in the middle of April and my wife, who works now, will be on maternity leave over the summer so her income will be replaced by some of the money we receive from the sale.

@RANJAY SINGH if she had a job and was out on maternity leave the state pays up to 65% of salary. yes the checks are mabey a few weeks delayed but they do get this money. at least thats how it works here in NJ. so pregnant is absolutly no excuse for non payment.

My maternal great-grandparents hail from there.

She is pregnant and will be going on maternity leave in January, so her monthly income will be even less.  

My dad wants to buy my maternal grandmother’s house in Alabama.