The owner occupant rate is super low compared to many states but as a rental it goes up alot.  

Utilized a low down payment loan, maxed seller credit, tax proration and closed on the 1st of the month to maximize my cash and acquire this property What was the outcome?

Seems too low to be real.

However, looks like there is a harsh line as far as what locals can afford and if you go over that, vacancy is high.Watertown, NY- I’ve seen many great multi-family properties in the low to mid 100s.

Maybe with a low (70% or less) LTV or an ARM and stellar credit...also depends on what type of loan you're looking for (nonQM or conventional Fannie/Freddie)

At this time I manage and renovate majority of all my units to keep cost low but most likely not the best use of my time although I'm skilled at it.

Low cost, possibly yes, but also possibly very time consuming and that has a cost.  

The mold house would only be a good investment if you can buy it at a low enough price to cover the necessary renovations.

It's going to be challenging to find another house hack with as low of a monthly payment as you currently have, given the low interest rate.

She says that if she turns the flow low though the water does start to get warmer but it never turns hot.