:We use the cheapest ones that they provide at Lowe's, our handyman installs.

@Bonnie Low this is great info and exactly what I was looking for.

I also watch occupancy rates and adjust if bookings are low.

I’m also open to exploring short-term rentals, private lending, or passive investing in funds—anything that maximizes returns while keeping risk and time commitments manageable.For context, I’d consider leaving my job if this could become a full-time venture that surpasses my current compensation (low-mid six figures).

With a low 4.75% rate but minimal cash flow ($50–$125/month), your equity could likely work harder elsewhere.

@Kenneth Joseph PerfidoFrom my experience, you’re in a great position with your Newport property, strong cash flow, and a low 2.8% interest rate.

This seems unrealistically low for a 40 unit property.

When revenue is low in the first couple of year, so is the interest payment.  

An 80% occupancy rate indicates low demand. 

Is it possible to buy a property in Seattle low enough to get 1%, yes.