Quote from @Marc Zak: Anyone have experience on the issue of getting insurance on a property held in an LLC?

I had replacement coverage insurance and received about 300K to restore the house.  

I live in Fl. where insurance is pretty costly but I am also investing in states where insurance seems less expensive.

Insurance-  replacement costs.  

Also, at this time I had seen properties selling for 10 – 20% over ask regularly.Interest Rate 30 year conventional 7%Homeowners Insurance = $1,000 annuallyRents = $1,800 per monthWhen I looked at those assumptions, I would need to put down $80,000 on this house to get it to hit my cashflow goal of $500 minimum per month which equates to 35% down.Total mortgage + escrow = $1,267.13 per month with rents at $1,800 my monthly cashflow is $532.87.From my experience, after taking out vacancy and maintenance costs you are left with around 73% of that total cashflow number once the rental is established.People have asked why a $500 per month cashflow goal.

Workers’ compensation insurance is mandatory if you have employees.

Quote from @William Weston: I'm Christian and believe everything in my life is actually God's property, entrusted to me to watch over.

An additional benefit of a detailed engineering-based Cost Segregation Study is that it can increase potential insurance premium savings as well as provide support for the property tax appeals process.

Worry more about your choice for a life partner and less about community property. 

A company out of Canada I think that says they do placements for insurance companies for displaces families.