The word "basic" is always used quite liberally.  

There are many Business Loan Applications, which are virtually identical and carefully worded, that you can find online.Hopefully, your lawyer includes a Certificate of Non-Owner Occupancy in your loan package, and language to that effect is liberally mentioned in your note and mortgage/deed of trust.Consider obtaining a script offered now by some lending attorneys that you can use to interview your borrower about their intent during a recorded Zoom call.

I live in MD which is a very liberal state and it is frowned upon as being predatory.

Quote from @Theresa Harris: This is typical election talking points for democrats (we have the same here in Canada with New Democrats and Liberals). 

When it comes to the illegal immigration realm, we enter political discussion LOL (but I do agree with you).One of their (strange neo-liberal) theory is that massive illegal immigration would reduce the inflation effect a lot and also they are not going to compete with the American.Of course, that's their standing, which I could only laugh.

The proposal would increase that to 8, one of the most liberal in the state.What do other cities allow?

I won't do California, nor will I live there with the crazy liberal politicians that want to tax and harass you  to death.

@Amy Webber“HelloFax, the Web site that finally liberates us from the worst gadget on earth.” 

That Township has a very liberal judge who is making it exceptionally difficult to evict.

Quote from @Peter Woerner: I agree with you but for different reasons.Engines of economic growth —> population growth and high density —> more liberal people.But alsoEngines of economic growth —> higher returns.AndAlso population growth —> higher returnsI consider the government policies to be at best secondary.Just look at the Midwest where outsourcing led to and population decline led to stagnant or decreasing housing prices in cities like Rochester, Buffalo, Cleveland and Detroit despite all those cities being decidedly blue.