Quote from @Mary Joe: As long as you have justification and you apply the standard equally to all applicants, you should be fine. 1.

I'm not a lawyer but I don't see any justification for filing a lis pendens and clouding title as someone recommended above. 

(even though it sounds like a crazy tenant with no justification for those numbers, what if they really did have justification and won their case)I don't want to be wiped out completely in a terrible event, i'd rather just lose the rental property and not have my personal assets be at risk....exact reason LLCs exist.  

There needs to be some justification to the lender on how you intend to use the 2nd home for your own.

Each must have their own calculators and justifications for 200K vs 400K!

Your mortgage lender may require you to occupy within a shorter time frame, which may be legal justification for giving a shorter notice.

A bent aluminum gutter shouldn't cost more than $100-$200 to replace and it isn't justification to break the law.

It seems to be there go-to justification for any thought or action of idiocy.

Breaking the lease without the legal justification may subject the tenant to payment of the remaining rental fees, damages and cleaning fee and other costs indicated in the lease agreement.

A good mentor with “one on one” teaching would not have allowed that to happen and would keep you from making those mistakes.Also, you should have been given the option of a money back guarantee, like we offer, if for some reason you don’t buy a property.But to use your experience of making bad personal decisions, after the fact, to try to reason that you are better off going on your own, is simply called "self justification" and is not consistent with the picture you paint.Wow, what gave you that impression?