To avoid scammers and fraudulent paystubs, I contact the applicants place of employment directly to verify that the paystubs are accurate, the company is legitimate, and the duration of the applicants employment.Why do you need TWO YTD paystubs?

The cost to do so was 50k to join.

Joined your group last week.

Legitimate lenders may charge a small application fee (around $250) to verify you’re serious, but if someone’s asking for thousands with no real intention of closing, that’s a huge red flag.On a more positive note, there are creative financing approaches out there.

Although legitimate lenders will refund this fee partially or in full if you decide to cancel or if the loan is not approved.

In California the DRE does not require you to join any association.

I joined FF two years ago.

Hello Everyone,Joined a few years back and really like listening to the podcasts on my way to work.

I am late to join you all as well.

We’re thrilled you've joined us.