Is the higher price agent inflating to get the listing or is the lower price agent just not keyed in well enough in the specific neighborhood? 

But, these broad market studies are so large, they are almost meaningless, in the real world.Between glut of new supply in many "hot" markets coming online, a continually softening economic outlook, inflation over last couple years making day to day items feel cost prohibitive, many average renters are strapped and seeking lower cost housing.  

What inflation factor are you using? 

Most agency loans will expressly forbid such an arrangement, so if they found out, the odds of having the loan called would be very high. 

It is hard to beat the appreciation, cashflow, tax benefit and the hedge it provides against inflation. 

I recommend selecting an investment city based on the following criteria.Key Criteria for Choosing an Investment CityRents Must Outpace InflationFinancial freedom depends on rental income growing faster than inflation.

Then there’s fraud or misrepresentation, where borrowers inflate project values or provide false documentation.

It's mostly a joke.I think it did good - the influencer who opines regularly on cap rates, interest rates, the Fed, inflation, and is generally an economist, or even a bit of a philosopher, probably does alright! 

At 3% interest you’re bearing both inflation and appreciation from the cost side. 9.  

Of course, that could be offset as he works to reduce inflation.