But Andrew hit the nail on the head here! 

I was heavy in RE but sold most in 2021 and appreciate the simplicity of a Vanguard TSM account as I head into the last 5 years before retirement. 

You'll want to stretch yourself, but not get in over your head.

Just a heads-up: with the way the insurance market has been here over the past couple of years, this is accurate as of today, but things could look very different (for better or worse) in 6+ months.

It's a competitive market and most of the people that get in trouble here are ones that buy blindly without actually figuring out the numbers, etc.You'd be surprised the number of times I get asked after month one if their electric bill of $xxx or whatever is normal, and the thought running through my head is "how did you not  check things like that before you committed half a million dollars to something?"

The only way in my head I can see to make this work is if you ladder the payoffs and loans.

A few things did go over my head.

Maybe it's in my head but sometimes there are two LVP advertised online with the same thickness, but in real life one feels obviously thinner/thicker.

I get having a driver's license to verify identity, but recording your head turning like a mug shot is a little much. 

Best case scenario in my head is finding a buyer that would move it if possible.