🥢🌦️ January Weather in VegasHighs: 56°F–60°FLows: 38°F–41°FHistorical extremes:Warmest: 77°F (Jan 26, 1975)Coldest: 8°F (Jan 13, 1963; Jan 25, 1937)Average January precipitation is just over 0.5 inches.

If you were limited in cash reserves atleast you'll have the HELOC as a 2nd or 3rd back up source of funds to weather storms.

The alleged loud tenant had some harsh words for the downstairs tenant.

This may sound harsh, but I would actually put this on the tenant to get his rent payment back.

Am I being harsh by letting this owner go? 

Weather differs depending on where properties are located and even snow accumulation within the same geographic area will vary year to year.

However, if I take my resources and spread it around, I can weather bad times better.

Those that cannot weather the storm get wiped out.Having cashflow positive properties provides a margin of safety you just do not have with negative cashflow.Why are you focused on buying in your backyard? 

Real estate is a people business and only after you master the people can you weather your business with finess.

After I joined there was one very specific, honest review by Zach Harsh and boy did he get slandered for it.