Here's how I'd suggest proceeding: - Make it clear in the listing what your requirements are for Credit, Criminal, Credit, and Eviction.

We recently relocated to Phoenix last summer and I'm starting to look for recommendations for local credit unions here in Phoenix which are trustworthy, low rates, personal touch, easy/simple to work with, etc. 

Feel free to reach out with any questions, happy to help!

Absolutely, go to college and get a worthwhile degree, especially if you have a free ride!!!!

In terms of using home equity, you would either have to take out the money using a Home Equity Line of Credit (HELOC) or you could do a cash-out refinance.

You’ve already got some huge wins: savings, good credit—that’s half the battle.

Feel free to reach out with any questions. 

It is not free even when you are reading free articles on the internet.

They have come to me about buying the home but I have a collection account about to fall off my credit in a few months so I am not sure I would qualify (in addition to my income may not be high enough).Are there any workarounds to maybe purchasing the home?

Let them pay the deposit with a credit card.