while we are talking about it Cal Fair  how much more are they than what had been typical insurance rates  ??  

What Blackstone’s Sale of First Eagle Investment Management Means for Real Estate InvestorsBig news in the investment world: Blackstone, the global private equity giant, is reportedly selling First Eagle Investment Management—a move that has major implications for financial markets.

Class D always have higher Cap Rates than A and B.

Is there a way to passively track mortgage rates on 5+ residential apartment buildings?   

I am the first time rental property buyer.

From a financial perspective, the numbers look attractive—many of these properties show a Cap Rate of 6%–8% or more, which is quite decent.For example, if a Dollar Store property is listed at $1.2 million with an average Net Operating Income (NOI) of $90,000 per year, financing 50% with a 6.5% APR, loan would still result in positive cash flow from day one.

No doubt buying the first property can seem very scary but ideally, you are working with a realtor and lender who owns STRs.

There is so much that goes into buying an STR, especially your first one.

Best bet is to try local and credit unions, possibly may have some programs for better rates.

If you are looking for more cash flow, the first option would work best.