Be sure your lender is comfortable with this, as many fear giving folks primary loans for properties they view as having a high probability of being turned into a purely investment.

Fear of a recession etc.

Fear the issues of tenant nightmares, fantastic because you won't have that with STR. 

It's just fear.  

Currently I am saving up for the down payment 20% to put down on the houses, I am fearful to take out a loan instead of just saving up the money myself. 

So the fear of the 45 day period is more perception than reality.  

I believe that fear is the tallest hurdle for the people that never buy a property.

Fear about staying in DST though, as it sounds they will treat remaining DST investors worse than those in the REIT. 

I personally have not experienced any government change that has ruined a deal for me.But fear not!

While more development did happen over the last few years from development projects started in 2021 and 2022 when rates were lower and developers could outlast supply chain issues, the upcoming supply is expected to drop again, as we will discuss later on, with the relatively sharp rise in interest rates that has dried up investment capital due to the fear in the market, sellers opting to hold out on their land and or properties until cap rates and interest rates subside again as is expected in the coming years, as well as banks being cautious to lend on real estate due to this sharp rise putting many projects that were started in 2021 suffer greatly from a 7x increase in rates over the following 40 months that had adjustable rates or 5-year terms which is very common in larger multifamily investing.