Thank you all - this is extremely helpful!

These are extremely popular right now and can be used in showers or on backsplashes.

(taxes would be extreme, especially for the properties held since 2000's.)

hi all i am a new landlord and got my first rental property. tenants moved in in September and October. the first month was fine but when December hit it got extremely cold and the heating is electric. due to poor insulation in the home that we did not know about the heat has to be turned very high up to keep the home warm, however since everything is electric it is causing the electric bill to be $800. the utilities are the tenants responsibility. however because of this one of the tenants has been extremely non compliant with paying rent.

USE EXTREME CAUTION!

I used a heloc to purchase the first 4 rentals, so $155k of dept is wrapped up In  that until I refinance each property which have already appreciated extremely quickly given the current market. 

I feel it's extremely important that I link with like-minded individuals.

Together we owned 330 units in Chattanooga (before it was cool) and did extremely well there.

So far this journey has cost me over $22,000,   still without a cash flowing multifamily property...to say the least I'm extremely disappointed and frustrated.  

No - absolute max for DSCR is 85% LTV and that is extremely rare and typically not workable in this rate environment anyways.Standard/common max is 80% (acquisition and rate-term refinances) and 75% Cash-Out Refis