Here’s some context: Property 1: >$100k in EquityValue: $325kDebt: $220k @ 2.88% (30-year fixed)Property 2: >$70k in EquityValue: $325kDebt: $252k @ 3.38% (30-year fixed)Extra considerations: - I have $15-20k liquid to use for any of these deals- My current job is relatively stable, but not high-payin- Current properties in TX, living in NY, looking to invest in Mid-West (crazy, I know)- No other debt obligations besides the two mortgagesUltimate goal/timeline: Though a bit ambitious, I’d love to build up the portfolio to 10-20 units in the next two yearsI understand that any/all replies aren't financial advice; all ideas welcome for information purposes. 

Complete Ponzi scheme either way and that I do have  proof of that as do hundreds of others  i agree but everyone only discussing the mendenhall brothers and I think she controls the money for they stuff tht most are affected by ..i saw the Mendenhall that no longer works at the company had his cel l number removed after I posted it in the other pageDutch’s wife Vanessa Mendenhall runs the Seminar Solutions entity mentioned previously.

Adding extra income streams, like charging for utilities or offering laundry services, can also help improve cash flow.

Be prepared to provide extra documentation, as the lender will need clear collateral and legal rights in case of default.

But that extra $100k beyond that....depends on what you used those funds for. 

That said, with today's rates, every increment of extra mortgage is way costlier than it was four years ago during the sub-3%-rate Covid days. 

UW is only as good as the numbers that are entered into the data cells. 

.- Giving up too early – Sometimes, a few extra follow-ups could seal the deal, but many investors drop the ball too soon.💡 One trick that helped me?

-My fiancée and I are planning on having our first kid by the beginning of 2026, so extra room would be ideal as we are somewhat limited in the primary residence. 

I am under contract on a property that looks like it will not close.When I got the 3 fireplaces inspected, it was only a few hundred dollars extra to chimney sweep them at the time of inspection so we paid to get them swept.