From fluctuating interest rates to evolving buyer demand, navigating today’s market requires flexibility and strategy.Are you seeing more opportunities in flips, rentals, or commercial properties?

In the six years I've owned, operated and sold vacation rentals on the Oregon Coast the investment landscape has evolved considerably. 

I keep hearing that it's not the best investment right now because of the downturn after COVID. 

As we kick off 2025, the real estate market is continuing to evolve, presenting both opportunities and challenges for investors.

He came back to her during COVID and told her that it would cost $30K more because of the cost of lumber and other materials that had jacked up during COVID. 

When so many renters stopped paying rent during COVID, companies like SureVestor stopped taking new accounts because they were facing a significant number of claimes.I personally don't see it as a good solution.

I net about 3.5-5k a month(depending on airbnb) after all expenses including my primary residence and utilities there.I have built up a good amount of equity in the houses due to the renos I've done mostly myself and also from buying low during covid.

I lend in 45 states and meet almost none of my clients since covid.

Long story short, over the past 10 years we have evolved into running a real estate investment club. 

It’s clear that the evolving market, especially post-GFC have shaped your perspective, and you’ve outlined some valuable points about the flexibility and challenges of private lending.The flexibility in ARV and LTV is such a huge advantage, especially for investors who might not have traditional financing options.