.

As additional insured you will also receive notice if the tenant ever changes their policy or cancels it.

It's fine if you don't ever need to cancel, or have any damaged items to return but as soon as you do, their customer service feels nonexistent. 

I am going to have to have my realtor make an addendum to the lease. the tenant has been paying for utilities up until this point. has anyone ever been through this?

You cannot change the assigned POC.

It's the concept of buying the debt attached to the mortgage rather than buying the house. 

I've had a long career in community development and have a lot of bank contacts that would likely be interested in investing, but I'd need to prove the concept first with an initial fund (there are also a lot of other community development tools that could be leveraged to maximize and scale this).

Kyle,Before you do this call your lender or who ever is serviing the mortgage and find out if they allow a transition into an LLC or if they have a "Due on Sale Clause". 

Jimmy Napier, 40 years ago, told me that 95% of people do not really understand the concept.  

You ever argue with someone like that?